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It’s been said that all financial innovation is reducible to new ways of packaging, repackaging and selling debt. Similarly, it could be said that all central banking policies may simply amount to new ways of kicking the can of financial reckoning down the road and then selling it to the public as some sort of ingenious solution to an intractable problem.

Shervin Pishevar would probably argue in favor of the latter position. Shervin Pishevar is one of the most influential figures in the world of tech finance. He is the founder and president of Investment company, a venture financing company that has been behind the creation of some of the most important ventures in the technology sector. Companies that Investment company has been instrumental in the creation of include Virgin Hyperloop, Uber and Airbnb. Additionally, Shervin Pishevar himself has been behind the creation of a large number of tech companies, including Social Gaming Network, WebOS and Ionside.

But Shervin Pishevar may be best known for the many insights that he shares with the world via his Twitter feed. With more than 100,000 followers, Shervin Pishevar has the eyes of some of the top thought leaders and influencers in the nation. Therefore, his many opinions often carry serious weight among the technological elite.

Recently, Shervin Pishevar discussed the use and overuse of quantitative easing by the nation’s central bank. The Federal Reserve has embarked on a program of purchasing treasury securities with money created from thin air over the last decade. This program, in conjunction with the lowering of interest rates, has flooded the market with cheap credit. It has also enabled the government to continue running massive deficits.

While quantitative easing has succeeded in spurring on one of the longest bull markets in the history of the stock market, Pishevar warns that it is quickly reaching its limits. Eventually, says Pishevar, even the credit of the United States will be downgraded to junk in the eyes of the world’s bond buyers if they fear that the country will need to sharply devalue its currency in order to make good on its obligations.

https://www.youtube.com/watch?v=geCtCov15g4

GreenSky, created by serial entrepreneur David Zalik in 2006 in Atlanta, Georgia, is a financial services business that brings together lending financial institutions with applicants who need financing. Instead of directly providing loans to its customers, GreenSky connects applicants to roughly 13,000 financial institutions across the United States that are all prepared to provide funding to potential customers.

How does GreenSky provide funding to consumers?

In business, especially corporate business, corporations like GreenSky – any corporation, for that matter, regularly takes on millions or billions of financing to ramp up its operations. Even though consumer debt is generally frowned upon, corporate debt is actually good for businesses to take on.

While lenders generally pile on debt so they can later chunk out such debt in smaller portions at higher interest rates in hopes of turning profits. GreenSky doesn’t utilize this strategy through GreenSky Credit; instead, GreenSky Credit is simply a platform to connect applicants who are willing to become debtors with financial institutions that are ready to make loans to applicants who fit such lenders’ bills of prime candidates to receive financing.

How does GreenSky Credit generate income, then?

The total dollar value of money that passes through GreenSky’s hands is in the billions of dollars; and not just one or two billion, but hundreds of billions of dollars.

GreenSky Credit generates income by assessing two fees – one from the consumer and another from the lender. Thanks to GreenSky’s strategy, it can double-dip on the amount of money it makes from its services.

Further, GreenSky is a technology company. It provides customers with innovative means of financing that wouldn’t otherwise be available if customers were to reach out to the financial institutions that actually offer customers financing; one of GreenSky’s unique programs is called the GreenSky Program Loan.

Builders are the most popular users of these Program Loans, which allow construction companies, builders, and people who simply want to make home improvements to their places of living to take out a line of credit that’s open for six months; at the end of that period, customers begin to pay back loans in full.

https://studentloanhero.com/featured/greensky-personal-loans-review-low-interest-home-improvement/

Mountain biking is a fun sport that seems to be catching on among many people. Although it may appear like a challenging sport, Michael Hagele, an expert, and enthusiast of the game points out that its an easy activity. He says that with the right attitude and equipment, anyone can learn and enjoy the sport after a short while.

According to Michael Hagele, leaners can start by signing up for camps that offer mountain biking lessons. They can also look for friends who are experts in mountain bike riding and acquire the skill from them. He advises beginner riders to start with the necessary levels of skills before advancing to complex skills and levels. Read more about Michael Hagele at ideamensch.com

Mountain biking exposes the rider to a wide range of terrain depending on the region they are riding in. The ground can range from smooth paths to rocky terrain. Michael Hagele points out that riders should expect to encounter any terrain and they should be prepared to ride through it. He recommends that new bikers visit mountain biking parks to train and experience the different types of terrain they could encounter while riding. The parks also give them a chance to watch and interact with experienced riders. These parks can be found in most urban areas like Atlanta and Chicago.

Michael Hagele urges people interested in learning mountain biking to invest in high-end equipment. They should consider using bikes that have enhanced features such as wider tires, dual suspension system, and hydraulic disc brakes to ensure they are comfortable while riding. He also reminds novice bikers to wear suitable attire and carry water for re-hydration when riding.

Safety is of uttermost importance, and Hagele insists that leaners should get a helmet and wear it at all times when riding. He also adds that beginner riders should observe some distance and avoid following experienced riders closely. Anyone aspiring to be a mountain biker should consider Hagele’s advice as the attorney has been riding for a long time. It is an activity he enjoys and says it helps keeps him mentally fit to run his business. Hagele is an experienced lawyer who advises tech companies, defense, internet and aerospace firms.

See more: https://www.linkedin.com/in/michael-hagele-783295/

 

Louis Chenevert was the CEO of United Technologies Corporation (UTC) between 2008 and 2014. His six years term in office were some of the best for this company. He managed to accomplish what many others before him had not managed to get. He was driven by love for success and made every effort to see that the company succeeded. In just six years, he tripled the share value of the company. Besides that, he left the company in a very good position to make profits for many years to come. He used his time as the CEO to make a mark that will remain for many years to come.

 

Louis Chenevert always wanted to be a successful business person when he grew up. At a young age, he developed interests in entrepreneurship and business. With the passion that he had for excelling in business, he made decisions which made him a key leader in business. He pursued a degree in production management at HEC Montreal School of Business. Armed with this degree, he was ready to help companies accomplish their targets by ensuring that production was running well.

The first company that Louis Chenevert worked for is General Motors. Here, he learned the most important factors in a production environment. He managed a high production facility. Production at GM was one vehicle in one minute. The process, therefore, needed precision of the highest order to ensure that nothing goes wrong.

 

After working in the auto industry for some time, Louis Chenevert moved to the aerospace, industry. He wanted to try something else, and this could only be accomplished by working in an industry that was closely related to what he had experience in.

 

In the aerospace, Louis Chenevert worked with Pratt & Whitney Canada before being moved to Pratt & Whitney in the United States. His performance in Canada was so good, and the company wanted what had happened in Canada replicated in the main company. Pratt & Whitney is a business under UTC. At the height of his role at P&W, he was the president of the company. Again, he was moved to UTC where he had an opportunity of working for ore business and not just P&W.

 

https://www.bloomberg.com/photo/united-technologies-corp-ceo-louis-chenevert-/104967.html

It’s not atypical to hear a spokesperson ramble on about a company’s beginnings while an audience watches on in faked interest. Well, that’s not to say that Jeunesse’s beginnings are anything to write home about, but they’re certainly more impressive than your average. The story begins with a duo of inveterate entrepreneurs who weren’t satisfied to settle with retirement, so they re-emerged from their shells to do once more what they always did best: enterprise.

 

That duo was none other than Randy Ray and Wendy Lewis. While they’re names that you’ve probably never heard before, they’ll surely be remembered when we mention details like Jeunesse’s birth date landing on September 9, 20099 p.m. on the dot. The obsession with the sacred symbolism of the number 9 doesn’t stop there: They went on to release the Youth Enhancement System (Y.E.S.), which features nine anti-aging products that aim to eliminate many of the modern complications of our well-being.

 

Y.E.S. stands as a testament to what there’s still time for in life while we still have it. It’s an all-natural solution that attacks age-related issues from all angles by addressing what causes them, including:

 

  • Free radicals
  • Poor diet
  • Poor exercise
  • Excessive exposure to artificially induced radiation
  • Constant emotional stress
  • Toxins in the air, water and food

 

The unique aspect of Jeunesse and their nine-point system is their humble acknowledgment of nature’s power. Rather than throw pills at the issue and hope that it disappears, Y.E.S. was designed to provide deliberate doses of carefully curated ingredients to arm the body’s natural defenses against these complications. The issue isn’t that the body isn’t aware; it’s that we don’t supplement our systems with all that’s required to prevent these damages from occurring while repairing the damage that’s been done thus far.

 

The products that are included in Y.E.S. do the following and more:

 

  1. Wellness

Give your immune system a boost, bounce back from illness and stay well-defended from offending elements in your day-to-day life.

 

  1. Performance

Give your mind and body a boost, sleep well at night and awaken with a fierce readiness to take on the world ahead.

 

  1. Beauty

Eliminate simple flaws in your skin and bring back that glow that’s distinctly you.

 

https://www.directsellingnews.com/jeunesse-announces-sponsorship-of-turkish-football-club-galatasaray-sk/

Founded decades ago, Market America is a revolutionary product brokerage company that uses a cutting edge form of direct selling to get their products in the hands of customers. Based out of North Carolina, Market America provides products through their site Shop.com, which stops over 35 million items. They’ve expanded across the globe with Market America branches everywhere from Canada to Australia to Europe to Hong Kong.

One of Market America’s recent program launches is the Motives Apprentice Program which can be used by the company’s network of independent salespeople to raise their own profits and boost sales.

Motives Apprentice Program allows salespeople to take on a group of apprentices, usually teens and young people, to teach them how to sell the company’s cosmetic products. The apprentice can give customers their information and make their own profits from the sale while the independent salesperson also benefits from their team of new sellers. The program is absolutely free to sign up for those ages 14 through 18.

While in this program, teens can earn income on their schedule while maintaining commitments to school and extracurricular activities without the demands of a traditional part time job. The teen apprentice gets their own website for sales, and can become a traditional business associate of the salesperson once they become old enough! In addition, they learn valuable sales skills as well as communication and learning about how to properly run a business.

While there are lots of benefits for the teenage apprentice, there are just as many benefits for their mentor salesperson! The salesperson gets additional BV on the apprentice’s customers, which increases with repeat orders. In addition, the salesperson can network with the apprentice’s customers and they’ll be able to sign on the apprentice to become a business associate once they turn 18 years old.

The Motives Apprentice Program is a valuable experience that teenagers can utilize to earn income while learning about running a business and making a sale. The mentor also gets incentives from the deal. This program is a must try for Market America salespeople!

https://www.dailyforexreport.com/why-it-works-lucrative-ownership-of-a-market-america-unfranchise-business/

Aloha Construction is a roofing, siding and gutter repairs company whose headquarters are in Lake Zurich, in Illinois state. The company was established in 2008 with the aim of offering high quality and affordable services. It has been able to carry out 20,000 roofing jobs since its inception. The company has a reputation for excellent client service and integrity.

Aloha Construction won the 2017 Better Business Bureau Torch Award for Marketplace Ethics. This award is meant to encourage businesses to provide the best services. Nominated companies are assessed by a panel of judges who pick a winner. The president of Better Business Bureau insists that this award is given to companies that appreciate their clients, employees, community and demonstrate high ethics in their operations and Aloha deserved this recognition.

Corporate social responsibility is an essential duty to Aloha Construction. The company is involved in various charitable works, through the David Farbaky Foundation which is its charitable branch like gifting exciting experiences to children with cancer and other health disorders. The roofing firm supports talent in the community through projects like sponsoring the Central Illinois Flying Aces Hockey team. It also sponsors the Roselle Medinah softball and baseball societies.

Aloha Construction has incredible customer service and care. They carry out free roof inspections each year to help their clients detect and repair roofing problems early before massive damage occurs. The firm has a warranty of ten- years on their roofing services which shows how much they value their customer satisfaction. Also, they have partnered with Synchrony Financial to ensure an efficient payment system for clients. The firm was also awarded to celebrate it for achieving its target of completing 20,000 roofing jobs.

Employees at Aloha Construction are a family according to the founder and CEO, Dave Farbaky. Each year, the company gifts the top performing employees with all-expense paid holidays to Hawaii with their families to appreciate their hard work. The employees are assured of stability through long-term jobs, excellent working conditions and good salaries. The Better Business Bureau considered these facts when honoring the roofing company with the Torch Award.

https://www.homeadvisor.com/rated.AlohaConstructionInc.25270995.html

Knowing that the number nine represents longevity, the founders of Jeunesse launched their company at 9.00AM September 2009. They would sell a package that consists of 9 products. each of these products would play a part in maintaining their client’s youthfulness. The products address different aspects of life from memory to beauty. Here are the products they offer:

Memory improvement

Jeunesse came up with two products clinicaly proven to improve memory and concentration. Mind and Cera-Q are inspired by eastern medication. They contain proteins derived from silk-worm cocoons.

Skin care

Luminesce is a product designed to restore the youthfulness of the skin. It reduces the visibility of lines and wrinkles. It also restores the skin’s natural radiance.

Energy

To help its customers have enough energy to go around, Jeunesse offers Nevo. Nevo is an energy drink that has real fruit juices and only 50 calories per can. It has no sweeteners or sugar.

Diet supplement

To ensure the body gets all the nutrients needed, Jeunesse developed one of the most advanced supplements in the market. FINITI contains a unique combination of fruits and vegetables which offer the body the nutrients it needs to be healthy.

Defence against radical damage

As the body ages, some cells start damaging themselves. RESERVE helps the body defend itself against radical damage. It contains a powerful blend of superfruits which supplements the body with much needed antioxidants.

Anti-aging

To help the body slow down the process of aging, Jeunesse offers AM Essentials and PM Essentials. Together, these two provide the body key vitamins, minerals and nutrients. They help the body fight against premature aging and prepare the body for restful sleep.

Balance

The point behind eating healthy and exercising is burning fat and building muscles. ZEN BODI helps strike a balance between these two. It curbs appetite, help the body to burn fat and help in building up muscles.

A quick fix

In just two minutes, Jeunesse’s Instantly Ageless reduces the visibility of eye-bags, wrinkles and pores. This is perfect for those looking for a quick fix.

Beauty kit

NV is a beauty kit that has special skin nourishing primer, foundation and bronzer. This will help give you that perfect finish.

https://www.directsellingnews.com/jeunesse-announces-sponsorship-of-turkish-football-club-galatasaray-sk/

Hussain Sajwani stands as an incredibly well-known name who has shaped up the real estate industry in the UAE multiple times during his career. He stands as the founder and leader of DAMAC Properties, a company that partakes in a number of luxury real estate ventures. While he may be one of the biggest names in real estate, few people know the roots that he came from and the story that led him to be the well-reputed name that he is today.

 

Growing up, Sajwani didn’t always have all the luxuries that he has today. His father owned a small shop in the UAE, which is also where Sajwani would go to work as a little boy. He states that during this period, he learned more about business, professionalism and other facets of being a good leader more than what he would have on his own. He is incredibly grateful to his father for giving him that experience, which has shaped him up to be the real estate leader that he is today.

 

One of the recent projects that businessman Hussain Sajwani undertook that got him a lot of attention was the construction of a luxury golf course, in association with the Trump organization. This was a project that proved to be one of the most successful that Sajwani had undertaken, and was something that got him the international limelight. Within a short span of the project hitting the market, people from all over the world become interested in the project that Sajwani had put forth. The project saw many potential buyers who all wanted to purchase a space in this luxury project and DAMAC Foundation.

 

Hussain Sajwani had braved many challenges when it came to setting up his real estate empire. Even during the fall of the real estate industry in 2008, Sajwani was one of the few who was able to implement measures to help his company stay afloat. Even in the midst of a crisis, he was able to shine as a business leader who could genuinely lead his company, no matter what kind of financial or economic situation they were put into.

His story and inspiration start in the family shop. The mentor? His father, with all those after school talks and sharing at their Deira-based shop. “The commercial way of thinking stuck with me,” Hussain Sajwani says.

 

He was observant and keen to ask questions. He says there’s a time his father sold a pack of vests for ten dirhams and raised to 11 dirhams when the customer left. Why? He didn’t ask the price and bought a large quantity showed his father that there is a shortage in the market.

 

He has carried these lessons in building his empire. One of his key successes? “I can adapt to the market quickly,” reveals the fourth richest Arab according to Forbes 2018, and Damac Properties, the Arab’s world fourth largest public company in 2017.

 

“My dream is to have Damac towers in gateway cities around the world.” Aykon London already opening the way in London. Sajwani would like to see another half a dozen in other major hubs including Asia and America. More inspirations happened when he was a student of industrial engineering and economics at the University of Washington, a nation contrasting Dubai.

 

After 2years of working with Abu Dhabi Gas industries upon graduation, the young lion ventured out to form his own pride. His own global logistics services firm and property ventures came in handy with capital to form Damac.

 

The Dubai government played a part in his rise with the 2001 allowance of 99-year old leases and 2002 allowing foreigners to buy property on freehold. Damac’s pioneer project being the Marina Terrace.

 

Gold and silver are made through Fire. His most difficult time in business came in 2008-2009 when residential prices fell 50% from a third-quarter in the Emirates. He, however, tried to brace himself when the weekly reports came in low.

 

Cuts on personnel and overheads were done and consolidating lands and projects. Lifting him and dusting he from the fall was AED1b escrow money he had. “The project market is a cycle. You get three to five years of growth and then a reverse for a similar period.”